Lead, Channels and Audit Analytics

Job description

About this role

Ranked in 2024 by the Financial Times, Moniepoint is Africa’s fastest-growing fintech, trusted by over 10 million business and individual accounts, processing billions of Naira in transactions monthly. Our mission is to enable financial happiness for every African, everywhere. The Lead, Channels & Audit Analytics will support the Chief Audit Officer and Director in strengthening assurance over Moniepoint's digital channels, payments ecosystem, products, and technology-enabled business processes through risk-based auditing and data-driven analytics.

Responsibilities

• Audit Leadership & Execution: Lead risk-based audits across digital channels, payment products, customer journeys, and technology-enabled business processes, ensuring alignment with the Internal Audit Plan. Perform end-to-end audits covering product governance, digital channels, payment processing, customer onboarding, transaction lifecycle, operational resilience, cybersecurity controls, and technology change management.
• Audit Analytics & Continuous Monitoring: Design and execute audit analytics and continuous monitoring routines to identify control failures, emerging risks, fraud indicators, operational inefficiencies, and unusual transaction patterns. Develop data-driven audit procedures using SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, or similar analytical tools.
• Risk Assessment & Metric Tracking: Conduct enterprise risk assessments for digital channels, products, and payment ecosystems by evaluating inherent risks, control design, control effectiveness, and residual risks. Monitor Risk Performance Metrics across products and channels.
• Data Analysis & Insights: Analyse large and complex datasets to provide audit insights covering transaction integrity, customer behaviour, fraud trends, system performance, reconciliation, service availability, and regulatory compliance.

Qualifications and requirements

• Domain Expertise: Deep understanding of digital banking ecosystems, payment systems, card schemes, point-of-sale (POS) acquiring, merchant services, mobile applications, internet banking platforms, Application Programming Interfaces (APIs), and digital channels.
• Governance & Controls: Knowledge of risk-based internal auditing, governance, internal controls, enterprise risk management, product lifecycle management, product governance, technology delivery, cybersecurity, technology risks, cloud environments, API controls, and IT general controls.
• Technical & Analytics Mastery: Advanced data analytics capabilities, including strong SQL scripting and data interrogation skills. Hands-on experience using analytical tools such as SQL, Superset, Redash (Hera, Loki, Hela), Python, Power BI, Metabase, IDEA, Alteryx, or Tableau.
• Critical Thinking & Problem-Solving: Strong analytical and critical-thinking capabilities with the ability to translate complex data into meaningful, actionable business insights.